One important thing to remember is that you are not only going to be working to maintain this job but also your home; a lot of stress will be alleviated if you and your husband talk about what he will do to make things easier for you if you do work. I know that when I have been out of the home working since having kids, it's been hard for me because I have been so tired and feel too in-demand. When I'm at work, I know I have a hundred things waiting on me at home, plus I feel guilty not being with my kids. When I'm home, I feel like I could be doing more in the way of finances. If you don't need the money and you're not comfortable, you could always wait a little while until he's old enough to start pre-school, and work part-time when he's already out of the home anyway. Or, you could do what I am doing; I am going to college online through my state university, and I will be able to stay home with my kids while they are growing up, but I am also being productive. By the time I graduate, my youngest will be starting kindergarten. So we avoid daycare and by the time they won't be home all day anyway, I am prepared for a good job.