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knoxkqgg   , 40

from West New York


Tech Review: Biking Apps Help You Go The Distance

"One of the main causes for independent hardware stores and lumber yards closing is an inadequate succession plan for the business," the hardware association's Tratensek said. If the succession plan does not include their children, the owners still can mentor a manager and work out a long-term plan to finance the eventual purchase of the business, Tratensek said. Financial plans often are crafted to allow employees or family members to buy out the current owners over time. Trio Hardware's owners Bruce and Francesca Carlow took over the business from Bruce's father, Bernie Carlow, but their children chose careers outside of the hardware industry. Laying the foundation for their eventual retirement, the Carlows brought in long-term employees Todd and Ritsa Kirschner, a couple who met working at the store more than two decades ago, as partners in 2012.

But you could move $14,000 a year (indexed for inflation) to a new beneficiary without even starting to reduce your lifetime gift and estate tax exclusion. Buy one for yourself. Your own 529 can pay for that midcareer MBA or classes you decide to take as you head into retirement. Buy 'em by the bunch.

The app will guide you through the process. Just make sure you have a spare tube, tire inflater and the necessary tools before you set out on your ride. Bing's new thing Hoping to narrow the gap with Google, Microsoft's Bing search engine has unveiled a new interface and new features. Microsoft says the new Bing is "focused on simplicity, speed and visual appeal." Bing is the second-most popular U.S.

Daly, 60, will take over as president Jan. 1. The filing gave no reason for the changes, but the company said in a statement later it was "pleased that he [Hogan] has decided not to retire and that he blog url will continue making valuable contributions to Broadridge." The 50-year-old publicly-traded company employs about 6,400 people worldwide, including about 1,700 on Long Island. It provides proxy services for more than 90 percent of public companies and mutual funds in North America, by printing the voting forms for shareholders and distributing, collecting and tabulating them. The company's shares were at $31.16 Friday in after hours trading.