Our American Government has made health insurance mandatory. Each & every person will have to get insurance at or before 2014. The government is not going to exclude anybody.
Individual Health Insurance
A person should have individual healthcare.
If he or she does not have access to affordable employer coverage then other alternatives are to be explored. Government has established health exchanges that can help you in getting the required coverage. But they have to pay a premium for it with rare exception.
What if you are employer?
Business owners can purchase health insurance through either individual health exchange or special exchange SHOP especially for small business owners. In case of big employers, it will be employers responsibility to take care of the employee's insurance coverage plans. Employers may need to pay the penalties, if their employees get tax credits for the health insurance. Small businesses don't have to worry about this. They are exempted.
Insurance Companies/Medical Health insurance Providers
All health plans are regulated by the legal regulations. This includes preventing the insurers from denying health insurance for any reason whatsoever. Current health status will not be used as a loophole to reject insurance or charge higher premiums.
All the senior citizens above age 65 will get benefits of expanded Medicaid. But for this they must be at 135% of the poverty level decided.
How to get your coverage
As stated above it would be mandatory for every individual to have health insurance from the start of 2014. Else you will pay the penalty of $95 or 1 % of your income - whichever is greater. As early as possible, every person should get health insurance coverage.
Even though the indigent won’t be assessed a penalty, it is clear that getting health insurance from a good company (which could be free) is in the best interest of us all.
The proper place to get Health Coverage
Now getting good, affordable health coverage could be a challenging task if you want to do it yourself. You have to get the plans from each company & then compare those plans. It is very very difficult & time consuming task, and it is no guarantee that you will chose properly. It’s not surprising that 57 % of the adults who actively tried to buy insurance, found it daunting and even impossible to get the right coverage for themselves.
For everybody, this website shall help everyone. Simply enter your zip code & you get choices of insurance plans instantly. This site is very beneficial for individuals, employers and even for students & senior citizens. You don't need to pay any additional cost or any additional premium for the use of all the facilities at the site. Because the cost is regulated by the government and it matters not how you purchased it.
So stop worrying about your insurance coverage or where to get it. Go to www.qqbenefits.com and get it done, Today.