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unicron   , 36

from Toronto


Children Are Very Expensive

Nothing can be prettier than the thought of settling down with your loved one and starting a family. I believe one takes this decision only when he/she thinks that they're well loaded to start a family. Family means children, because they're the greatest blessing in anyone's life and without their presence a family cannot be a family in real sense. Raising a kid will give you memories which will be cherished forever. Indeed, it is a blissful feeling. Click the following link; Atlanta cash advance and payday website.

Parenting isn't an easy task. While starting a family and planning to get a kid, first and foremost the parents should be ready for it, both mentally and financially. A considerable amount of money goes into raising a child, hence children can be called a household's single greatest expense. The expenditure goes into clothing, food, education and other necessary areas. One must be wise at managing funds successfully for your child's development, this will help ensure that your family stays happy and healthy.

Are There Any Cost Of Raising A Child Secrets?

Children need a loving, nurturing and healthy environment for better emotional growth, security, and psychological development. Whatever kind of family you have, children will grow up to be fine men or women even if they're a product of single parenting. It is up to the single parent how they'll raise their child into a loving and respectful person.


As per the current inflation pattern, the average cost of raising a child per year can be estimated around $222, 000, to raise up to maturity, I.e. up to 17 years of age. For an average middle income family, the annual cost of raising a child can vary from $11, 500 to $13, 500 per year, and this depends upon the age of the minor and there is a chance that it may increase as the age increases. Section wise, childcare takes almost 17 percent of total spending, and education takes 16%.

It would be interested to know that families with more kids spend less than families with a single kid. It is inversely proportional, it meant that the more kids you have, the less it costs to raise them. The reason is obvious, kids can share a bedroom, toys, and dress with each other, one can save on food purchased in bulk. Also few educational institutions may offer sibling discounts. This translates into a savings of 22% per child for families with three or more children.

On an average, families whose annual income is $70, 000 (yearly) can spend $260, 000 (composite average) to raise a single child up to the age of 17. The wealthiest of families in the country are estimated to spend about $290, 000 or more. If we were to analyze it on a regional scale, then families in the Northeast have the biggest spending costs followed by cities in the West, and then Midwest. Child-rearing cost is lowest amongst families in the rural and Southern cities.

Please bear in mind that the figures presented here are approximate figures and are composite averages. It may be a chance that your spending may not be anywhere near the average cost. Another point to be noted is that, these averages are the estimates only until your child is 17 (or 18 depends upon when will your child go to college), and hence doesn't include college expenses. These can sky-rocket depending on various factors. Lastly, since the cost of life is different from family to family, the cost of raising a child will likewise vary.