Your identity is something that you want to be yours and only yours. In this day and age, that's hard to do. Some people go years without even knowing it has happened to them. So, how does identity theft occur? The easiest way to explain this is that people have unlimited access to your personal information. Here are some of the most common ways people gain access to this type of stuff they would need to know in order to use your identity.
The three biggest things they need are your address, date of birth, and your social security number. They also need account numbers. One way they get this is by stealing things that have this information on them. This might be breaking into your home. It might be that they steal it from your purse or wallet that they have taken it.
Another way they get this is through the internet. Too many people just have their information on their computer. It's not too uncommon now days to have it to where you have the computer save passwords and account information so that you don't have to upload it. Therefore, typing things in manually can help with this. Keeping your antivirus software updated too can help you to stay safe. This keeps your computer from being infected with Trojans and other malware which are created by hackers in which to get information that is sensitive. It can also mess up you computer pretty well.
Once people get this information that is supposed to be confidential to where you and only you know what it is, they can do almost anything. They can open accounts in your name. They can forge checks and other things. Before you even know they have done this, they might have ran up a huge lot of credit for you to have to deal with. The amount of time it takes to clear your name once you have been a victim to this is very time consuming.
Some people are just too trusting of others. They give information such as pins and such to just about anyone who they think they can trust. However, in desperate times, there calls for desperate measures and even the most trustworthy person could use that information to benefit them. This is the most common way that people who choose to follow through with identity theft get the information needed.
To summarize, how does identity theft happen? It happens when the wrong information gets into the wrong hands. This might have happened due to their strike. It might happen due to a breach of information. It could also happen in result to others leaking your information purposely or non purposely. That's how it happens.